Make extra loan payments with
SmarterBucks® rewards

SmarterBucks is a traditional rewards program with revolutionary rewards. You earn SmarterBucks through everyday spending, contributions from family and friends, special deals and offers, contests, and more, and use those rewards to make extra payments on any student loan-whether private or federal. And it's totally free.

The SmarterBucks program is powerful because it gets you out of debt faster, which saves you money on interest. That means when you contribute SmarterBucks as extra loan payments in addition to your regular monthly payment, every dollar in SmarterBucks is worth more than a dollar in debt reduction.